Open Enrollment begins at 8 a.m. Thursday, Oct. 25, and in an organization as large as the University of California, the options can seem daunting. UC Merced’s Human Resources Benefits Team hopes to make the process of being an informed benefits consumer easier for campus employees.
Information is everything when it comes to making the right benefits selections, said Sana Ramzan of Human Resources.
“The University of California offers its employees many choices,” said Ramzan, a benefits analyst. “We do our best here in Merced to make sure our employees are aware of their options and also that they understand the information that can help them make the best choices for themselves in their unique circumstances.”
Open Enrollment is the one time of year for employees to carefully consider those choices. Every benefits-eligible employee has almost a month to evaluate their present coverages and explore a wide range of benefits options before the enrollment period ends at 5 p.m. Tuesday, Nov. 20.
During Open Enrollment, eligible employees can:
- enroll eligible family members in health plans;
- enroll in pet insurance — new this year;
- enroll in the ARAG Legal Plan — an opportunity not available every year;
- change medical plans;
- change dental plans;
- enroll or re-enroll in Dependent Care Reimbursement Account;
- enroll or re-enroll in the Health Care Reimbursement Account;
- opt out of medical, dental, and/or vision coverage or enroll if you opted out previously;
- cancel coverage for enrolled family member; and
- cancel Tax Savings on Insurance Premium (TIP) participation — or enroll if you opted out previously.
This year, University of California has announced changes to health plan premium costs, domestic partner eligibility, Health Net Blue & Gold, and a brand-new benefit: pet insurance.
Health Net Blue & Gold is changing names to UC Blue & Gold HMO in 2019. This change was already announced to current health plan members. Health Net will continue offering medical benefits for Blue & Gold and will begin providing behavioral health benefits, as well, through its Managed Health Network (MHN).
Also new for 2019 is the addition of Sutter Gould to the Blue & Gold network. This change adds more than 700 Central Valley physicians from the following participating physician groups listed below:
- Sutter Gould Medical Foundation (Stanislaus County)
- Central Valley Medical Group (Stanislaus County)
- Sutter Gould Medical Foundation – Los Banos (Merced County)
- Sutter Gould Medical Foundation – San Joaquin (San Joaquin County)
Additional Sutter Hospitals will also be added to the network, including Sutter Memorial Medical Center in Modesto and Memorial Hospital in Los Banos, which are used by Sutter Gould physicians. While Health Net is working to get these changes added to their website, a printed list of the providers will be available at UC Merced’s Open Enrollment Benefits Fair next month. More information is available on the Blue & Gold HMO page on UCnet. In the Merced area, Blue & Gold members will still have access to AllCare, Dignity Health Medical Group Merced, and Health Net Direct Network.
Even with these changes, HMO members will see only slight premium increases in the coming year — not more than $6 per month.
Members of UC Care, the university’s Anthem Blue Cross PPO plan, will see premium increases between $48 and $139 per month depending on the pay band and number of covered dependents.
The expanded list of provider options for Blue & Gold HMO subscribers, the PPO premium increase and the continued availability of Kaiser Permanente to employees living outside of Merced County make it even more important for everyone who is eligible for benefits to carefully consider all options during Open Enrollment this year.
“We understand the rising costs of health care is of concern to our employees, as is the ability to access care when needed,” Ramzan said. “This is why we encourage employees to attend our Open Enrollment workshops, benefits fair or the University of California’s webinars to discover the best benefits choices for their unique situations and concerns.”
The Open Enrollment website and booklet, available this week, contain complete details.
"We encourage employees to attend our Open Enrollment workshops, benefits fair or the University of California’s webinars to discover the best benefits choices for their unique situations and concerns.”
